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Amateur

1999 Dodge Ram 1500

Join Date: Jul 2012

Vehicle: '99 1500, 5.2L 4x4

Location: Fort Myer, Va

Posts: 35

I was curious to know, if people dont mind me asking, what insurance company do you go through and what do rates look like?

Champion

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Join Date: Mar 2011

Vehicle: 2001 Ram 1500 4x2 360V8

Location: Independence, Virginia

Posts: 2,556

State Farm, liability only.

$117 a month. Don't ask why because I nor the agency seems to know. It spiked almost $20 on the recent renewal but, I don't have so much as a ding on my record...

Oh well, gotta get the license and truck switched over to Va sooner or later, will look for better rates then

Veteran

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Join Date: Jan 2012

Vehicle: 1999 1500 SLT Laramie 5.2 100K

Location: Fleetwood, Pa

Posts: 389

State Farm Insurance for 16 years

I pay $58 for full coverage, $500 deductible. I have multi-car discount and safe driver discounts, plus renters insurance through them. Includes rental car for accidents and road side assistance for FREE. Don't think I'm ever gonna leave them.

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1999 1500 SLT Laramie 4x4 318 Auto 3.55 265/75/16 Flowmaster 44

Champion

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Join Date: Mar 2011

Vehicle: 2001 Ram 1500 4x2 360V8

Location: Independence, Virginia

Posts: 2,556

You would be crazy to leave them for another insurance agency!.

Veteran

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Join Date: Jan 2012

Vehicle: 1999 1500 SLT Laramie 5.2 100K

Location: Fleetwood, Pa

Posts: 389

Yeah, I get a pretty sweet deal. The wife's 04 Accord is less than $60 fully insured with same benefits as me.

I pay $125 a month for 2 fully covered vehicles and renters insurance.. I don't know how I am pulling it off, but been that way for ever. I have had one fender bender when I was 17 and no tickets or accidents since.

I'll take it!

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1999 1500 SLT Laramie 4x4 318 Auto 3.55 265/75/16 Flowmaster 44

Hall Of Fame

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Join Date: Jul 2006

Vehicle: 01 1500 4wd

Location: Gainesville, Ga.

Posts: 10,087

Cincinnati Insurance, for many many years. and i'm old. not old as dirt like Charlie, but pretty darned old. $46/month for full coverage with $500 deductible.

look into GEICO. my kids have insurance there and it was cheapest for them. Do go with the higher deductible of $500. it'll pay for itself in one year, assuming you don't crash.

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01 1500 Reg Cab 4wd 5.2 auto 3.55 285/75/16 steps tow hooks sc3815 180 3923 trans cooler filter posilok powertrax (removed) timbren britebox pioneer head rockford amp speaker cobra cb firestick hughes plenum water pump timing chain oil pump rear main hub bearings brakes shocks cracked dash cad bushings seals ujoints trackbar tcase Robert Griffin Trans

Champion

1993 Dodge Ram Charger
My Garage

Join Date: Jun 2009

Vehicle: 91 & 81 d150 carburated 318's 93 R.C. F.I.318

Location: orangeville ontario

Posts: 3,654

i deal with gore mutual insurance. i think i pay $390/month for liability on my 2 trucks. when i turn 25 in a year my insurance should hopefully drop a good chunk. i have only been with the current insurance company for less than 2 months because the company i was with change everything which would have resulted in about a $50/month increase and i didn't even have a single ticket or accident yet.

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be nice until it's time to not be nice

Champion

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Join Date: Mar 2011

Vehicle: 2001 Ram 1500 4x2 360V8

Location: Independence, Virginia

Posts: 2,556

I'm not sure why my bill is so high. I just did a quote with State Farm and here I should be able to get Full Coverage with the $500 deductible for less then $80 a month.

The old home of Fitzgerald is a small town, so I can't believe that it makes up for the huge difference in insurance rates.